If you owe less than $726,525 on your home, use Congress's free refi program. The program itself is totally free and doesn't add any cost to your refi. You'll be shocked when you see how much you can save.
Make one extra mortgage payment each year
Instead of paying a little more each month, make one extra monthly payment each year. One way to do this is to save 1/12 of a payment every month, and then make an extra payment after every 12 months.
